Life insurance coverage when I’m at-risk for a terminal illness?

By | October 21, 2018

Whats up! 🙂 I acquired a extremely small life insurance coverage coverage on myself that can pay out to my boyfriend and our toddler daughter. I want to finally improve that coverage or take out one other one. I would like them to be nicely taken care of. Right here’s the complicated half. I’m very wholesome and haven’t any medical points. Nevertheless, my dad and my sister have handed away from aggressive Early-Onset Alzheimer’s. They each acquired it and handed away rapidly of their mid-30s. I’m 29. This type of Alzheimer’s passes down a 50/50 probability of inheriting this gene. For those who inherit this gene and make it to your 30s, you WILL get Alzheimer’s. Right here’s my downside. I don’t know if I’m a provider or not, I will be examined however for private causes I’ve refused and won’t do it. Whereas filling out info for my present life insurance coverage plan, I noticed no applicable space that wanted this info. They simply wished to know if I had any present points. My query! Will the way of loss of life of my sister and father make my life insurance coverage invalid if I purchase Alzheimer’s? Once more, there was no spot on the applying to expose this data. Thanks! 🙂 submitted by /u/TinyHumanWrangler [link] [comments]