Rented automobile, received vandalized, realized that my bank card would not present insurance coverage

By | October 30, 2018

I am presently in trip in Hawaii, the place I rented a automobile from Thrifty. Yesterday, as we have been sleeping in a close-by Nationwide Park, the automobile had its gasoline line reduce and the fuel tank siphoned off. Once I booked the automobile, I paid utilizing a Canadian Visa bank card (the CIBC Visa Basic), which I used to be satisfied had rental automobile insurance coverage included as a coverage. A fast name to the claims telephone line revealed that this was sadly not the case. I suppose that the cardboard coverage particulars pamphlet I used to be was all this time was for a barely totally different card. I haven’t got a separate automobile insurance coverage coverage, as I don’t personal a automobile again residence. I’ve rented automobiles a number of instances earlier than utilizing that bank card, assuming that I had protection. I’ve additionally by no means been concerned in an accident or state of affairs that pressured me to cope with insurance coverage claims. The one type of protection I paid for once I booked the automobile is the LIS (which I suppose stands for Legal responsibility Insurance coverage Complement). Any suggestions as to what my choices are? I am on the lookout for suggestions each for my present state of affairs and looking out on the future. Whereas I most likely nonetheless will not personal a automobile for a while, I am pondering of getting a normal insurance coverage coverage for conditions resembling these. As for my present state of affairs, are there any recourses that I am not conscious of and that would assist me keep away from bearing the complete price of this act of vandalism, or on the very least be sure that the invoice would not bloat an excessive amount of? Thanks upfront submitted by /u/redshirt07 [link] [comments]