Does holding separate carriers for insurance policies make sense?

By | November 2, 2018

Hello all, fast q. Do insurance policies cross-collateralize? Which means if I’ve a automotive declare, does it have an effect on my householders coverage if they’re with the identical provider? Asking as a result of I just lately acquired married and I am State Farm, shes Allstate. Yrah, feels like a nasty model of R+J, haha. Anyhow, we had a hail declare on the home final yr and a automotive declare each with Allstate. The agent made a remark about each claims presumably affecting the coverage. Is there any profit to holding autos separate from dwelling? I’m conscious that we get vital reductions by combining insurance policies, Im simply curious if a automotive declare can have an effect on a house coverage or vice versa. Thanks! submitted by /u/PDXPTW [link] [comments]