Uninsured on account of ignorance and climate

By | November 4, 2018

I not too long ago determined to make use of my residence as a rental property. Once I modified over the insurance coverage from homestead to rental I made a decision to avoid wasting cash by having the brand new insurance coverage coverage begin a month later (since nobody was dwelling within the property anyhow). My new insurance coverage coverage begins then I come to seek out out that they’re cancelling my coverage. Seems insurance coverage corporations REALLY do not like durations the place the home is uninsured (known as “lasting protection’?). Additionally they don’t like the actual fact my driveway is cracked. I’ve contacted 6 driveway corporations and so they all informed me they’ll start working within the Spring because of the present and predicted climate. So my insurance coverage historical past has an enormous pink flag and my driveway isn’t in a insurable situation and appears to be that manner for a very long time. Does this imply I should go uninsured till Spring? Can I discover an insurance coverage firm that may work with me and my pink flag? ​ Edit: Thanks for all of the replies! I stay in Michigan. I’ve contacted Progressive about my scenario, mentioning extra and surplus strains, and they’re going to attempt a selected supplier on Monday. I used to be additionally given data from a pal for one more supplier that I’ll name on Monday. Its irritating that once I modified my insurance coverage the corporate setting me up with the brand new coverage didn’t point out that I ought to begin on the top of the earlier coverage. submitted by /u/Megawashu [link] [comments]