Bought Rear-Ended, Automobile Totaled, Insurance coverage Low-balling Property Settlement

By | February 10, 2019

I used to be rear-ended a pair weeks in the past whereas sitting in visitors which destroyed the rear of my car and likewise drove my automotive into the automotive in entrance of me. Automobile is a 2003 Honda Civic, 238okay miles. The at-fault driver’s insurance coverage accepted duty and totaled the car. ​ They initially supplied $1200 for the automotive primarily based on the situation, mileage, and what they deemed “unrelated prior injury (UPD)”. I argued towards the valuation and bought them to return as much as $1670. They despatched me the paperwork, together with the UPD report. On this report they deducted elements, labor, and paint to restore perceived injury to the hood, grille, and entrance bumper, totaling over $800. The issue is the injury to the hood and grille have been each attributable to the accident. My bumper was beforehand broken the place it mainly was unclipped from the mounts and as an alternative of disassembling the entrance and placing it again within the clips, I simply zip-tied it in just a few strategic spots to carry it in place. ​ I replied to their supply with an evidence of the zip ties and likewise acknowledged that there was no prior injury to the hood or the grille and it was all precipitated within the accident resulting from their at-fault driver. I supplied to supply footage of the car previous to the accident to show that reality. They responded saying they weren’t going to extend their valuation. ​ Do I’ve any recourse right here? I simply purchased the automotive three weeks earlier than the accident for $2000 and I do not really feel like I ought to lose 20% resulting from no fault of my very own. Particularly contemplating we’re speaking about just a few hundred {dollars} and well-running Civics, like mine, are very troublesome to search out at and even near guide worth. In reality, a comparable alternative in my space is about $3500. Thanks for any assist. submitted by /u/MoreAckAck [link] [comments]