Sufferer of hit and run, received a plate, however appears perpetrator does not have insurance coverage

By | April 14, 2019

GEICO in Florida. Final night time I used to be concerned in a three automobile collision ending in a success and run. I used to be stopped at a crimson gentle ready to show, immediately I hear tires screeching and impartial revving, and BOOM, a bike (let’s name him Douche) crashes into my rear finish and one other rider (let’s name him Man) falls off of his bike. –Man and Douche ask if one another is okay, my passenger will get out and tries to assist, I get out my telephone to name 911. –Douche will get on his bike and speeds off, I catch his plate and repeat it twice into my dashcam and provides it to dispatch. –Man is injured (torn knee ligament) and goes off with the FD to the hospital. –Responding officer takes our statements in addition to a further witness’s. –My passenger received a maintain of further dashcam footage from one other driver exhibiting the falling, each bikes, and fleeing. My automobile has some rear finish underbody spoiler harm, rear bumper harm, and a borked muffler that makes a horrible rattle at any time when the engine is on now. I am guessing the restore prices is a pair hundred in components and a protracted afternoon to interchange (or a number of hundred at a store). My household, nevertheless, does NOT carry collision insurance coverage on this automobile. I examine the police report as we speak and there’s no itemizing for insurance coverage on Douche’s bike. I perform a little snooping and see the proprietor of the bike (could or is probably not Douche) has his two companies, household, loves God, blah blah blah, and a truck so I am guessing he carries insurance coverage on that automobile. Is there any recourse for me? Or since Douche/Not Douche does not carry insurance coverage on that bike, I am SOL? Ought to I hassle reporting the collision to my insurance coverage firm (i.e. will this elevate my household’s premiums and make it more durable for us to modify firms sooner or later; will something come out of it)? submitted by /u/WILLYumD [link] [comments]