Want recommendation about hail harm on 2010 Kia Soul- Canada

By | April 15, 2019

Hey, I’m in want of some recommendation relating to my 2010 Kia Soul. My automotive was a sufferer of the massive hail storm in August, and I’m making an attempt to determine whether or not to make a automotive insurance coverage declare for the hail harm, earlier than the one yr time restrict elapses. The hail harm dinged my hood and roof fairly badly. I’m positioned in Alberta, Canada. I did inquire with my insurance coverage firm, Cooperators, instantly after the hail storm in August, about whether or not my plan covers hail, which it does. My agent did word in my file about my inquiry on the time. Quick ahead to now, I used to be a sufferer of a success and run final week, the place the opposite driver rear ended me, and I’ve put a declare in for that harm. I’m going to be going to a physique store quickly to get that harm assessed for insurance coverage, and was occupied with getting a non-insurance evaluation carried out for the hail harm carried out on the identical time. Observe: this accident solely brought about harm on my rear bumper. (The rear of my automotive had no hail harm). I’m torn between making a hail harm declare or not. Listed here are some issues I’ve relating to it: With an accident declare already made, Will my charges go up extra with a hail declare? My automotive already has some rust, so will fixing the hail harm even be price it for rising worth to my automotive? What’s the likelyhood, my automotive will get written off by insurance coverage? Do I’ve to file a declare as a result of I inquired about it with my insurance coverage agent? If I don’t file, will it bar any future hail harm claims on this automobile or a future automobile? Key factors to notice: I’m not able to afford a brand new automotive, nor do I need one, as my automotive is mechanically sound. Kia Soul’s of my yr and situation vary between $5-10ok (a fast search on autotrader.ca – not rather a lot are in my space with comparable stats). Thanks! submitted by /u/transcendingbullshit [link] [comments]