Sewer pipe failed, insurance coverage firm denied declare because of the unique problem taking place months in the past.

By | June 12, 2019

I stay out of state from a house that we hold as a rental. Older house with older pipes. As a basement tenant was shifting out they reported a leak. Plumber goes out and its a full blown energetic sewer leak. They should excavate to restore an outdated clay failed sewer pipe. Beginning invoice is $5K for the plumber, no remediation or repairs but. I name my insurance coverage firm, they test it out and say there’s a foot of mildew behind the partitions, the lead has been occurring for months and because it wasn’t reported to them in time, there isn’t any protection: Seepage, which means steady or repeated seepage or leakage of water, steam or gas over a interval of weeks, months or 12 months As you may prolly think about, I am irate. Why did not my property supervisor do one thing? They’re telling me the tenant did report a number of leaks however most popular to “clear it up themselves and dry all of it up” since they’d a number of pets within the property and didn’t need plumbers coming into the house after they weren’t there and so they appeared to work all day. Looks as if I am gonna be caught with a 5-figure remeditation and cleanup invoice and do not know why. This could have been reported when it occurred and prevented. What are my rights right here? How can I inform what’s the accountability of the tenant and the property supervisor? Something I can do concerning the denied declare? submitted by /u/goosetavo2013 [link] [comments]