Man hit my automotive and his insurance coverage says his coverage is unenforced?

By | June 13, 2019

Situated in California. On Friday 6/7 a person drove into my lane and clipped my driver facet mirror after which drove off. I adopted him house and referred to as the police who then compelled him to supply his insurance coverage card to me. It’s a Mercury insurance coverage coverage. I filed a declare with my insurance coverage who informed me I wanted to file together with his, when submitting together with his insurance coverage (I solely obtained so far as giving his identify and coverage quantity) I used to be placed on maintain as a result of she stated she wanted to talk to her supervisor. When she obtained again on she informed me to name my insurance coverage firm as his coverage is “unenforced” and she will be able to’t assist me. Once I requested what that meant for me she simply stated to name my insurance coverage. I’ve left my adjuster a voicemail and an e mail. I’ve searched on-line for what it precisely means when an insurance coverage coverage is unenforced however not expired and have provide you with nothing substantial. My questions are what’s an “unenforced insurance coverage coverage”? What does this imply for me? Am I going to finish up simply utilizing my uninsured motorist protection from my very own coverage? Is that this man really not going to be accountable for something he has finished? submitted by /u/alixandrya [link] [comments]