What does insurance coverage cowl for a new child child?

By | July 11, 2019

I believe I’m overthinking this, I’m hoping somebody will help clarify it to me higher or inform me if I’m appropriate on this. So, I’m 24, nonetheless a depending on my father’s medical health insurance via his firm. I’m due with my first child in early October. I’m fortunate sufficient that maternity companies are prolonged to me as a dependent, and thus far all the pieces has been coated no downside. My estimated invoice for my hospital supply is totally affordable. My query is, when child is born, will my dads insurance coverage be overlaying something for child? I do know I’ve 30 days to get him his personal coverage, so does that imply his therapy within the hospital and go to from the pediatrician throughout our keep might be backdated and transferred to no matter new coverage we choose? My fiancé and I are planning on getting a household coverage via considered one of our workplaces, whoever’s is best. Is that this the fitting factor to do?? One other concern I’ve as I’m now 28 weeks is preterm beginning. Is it the identical form of state of affairs if he was born untimely? His beginning begins a qualifying life occasion and I can then get a coverage via my employer? And my final query is that if I can get correct coverage data from my employer now about what the prices can be for my fiance, child and I if we have been to enroll within the plan, or may issues change between from time to time? Thanks prematurely! submitted by /u/squabble123 [link] [comments]